News & Updates

When most people think about estate planning, they think about writing a Will. While Will writing is one of the most important steps you can take, it’s only one part of a much wider estate planning strategy. As changes to Inheritance Tax (IHT) continue to evolve—particularly with most unused pension funds

For many years, I’ve helped clients protect their families and their wishes through Wills and estate planning.More recently, I’ve returned to my roots, advising people on another important area of financial wellbeing – protection. That includes life insurance, critical illness cover, income protection and private health insurance. One area I’ve

Recent reports in the BBC have highlighted the Government’s consultation into whether cohabiting couples should receive greater legal rights when a relationship ends or when one partner dies. As someone who works in wills and estate planning every day, I welcome anything that encourages people to think about protecting the

I am absolutely thrilled to share a significant milestone for AFPS (Affordable Financial Planning Services). I have recently consolidated my working relationship with Toby Wheeler and the wonderful team at Custom Mortgages and Finance under the Connect Network. Following a comprehensive refresh of all my training, I am officially returning

Writing your Will is a fantastic, essential step towards protecting your family and ensuring your final wishes are respected. But once the document is signed and witnessed, a massive question remains: where should you store it? At AFPS, I always remind my clients that only the original, signed version of

If there is one thing I have learned over my years advising families from our Windsor office, it is this: people do not want to deal with their legal Wills. It sits permanently at the bottom of the family admin list. We humanise the delay with practical excuses—”it’s too expensive,”

As a Will Writer, I spend my days helping people document their legacies.We talk about property, heirlooms, and tax efficiency. But for clients with young families, there is one part of the conversation that carries more weight than any bank balance: The Guardianship of their children. It is an uncomfortable

I’ve been reflecting on a recent report in *IFA Magazine* that highlights a staggering reality: while public demand for digital Wills is surging, the law governing them is still firmly rooted in 1837. As a Will writer based here in Windsor, I see this disconnect every single day. We are

A recent study has uncovered a sobering reality: one in five people fear that their loved ones would miss out on vital documentation in the event of their unexpected death. In my work at AFPS in Windsor, I see this anxiety often. People don’t just worry about the “big things”

When it comes to your Last Will and Testament, I have seen first-hand that there is no such thing as a “small” error. In recent years, the UK has witnessed a significant surge in inheritance disputes, often triggered by seemingly minor oversights during the drafting process combined with the rising

When you are married or in a civil partnership, you often view your assets as “ours” rather than “mine.” It stands to reason, then, that when the time comes to think about the future, many couples assume they need a single “Joint Will” to cover them both. However, in modern

For nearly two centuries, the UK has followed a strict rule: Marriage revokes a Will. At AFPS in Windsor, I’ve seen this rule cause countless headaches for blended families and vulnerable seniors. However, we are currently at a historic crossroads. Following the Law Commission’s final report on 16 May 2025,

The landscape of estate planning in the UK is shifting. The Powers of Attorney Act 2023 is introducing the biggest changes to the LPA process in years, moving us toward a “digital-first” system. While the goal is to make registration faster and more secure, we know that for many, “digital-first”

It is no secret that the UK probate service is currently struggling. Delays are at an all-time high, and for families already navigating the weight of grief, the administrative “red tape” can feel like an impossible mountain to climb. But there is a deeper risk currently surfacing: The unregulated market.

The phone rings, or you sit in a consultant’s office, and life as you know it shifts. When a health scare enters the frame, the world suddenly feels very small and very loud all at once. Naturally, your first instincts are focused on hope, treatment, and spending every possible second

It’s a fact that nearly half of the UK population have not made a Will, and if you have children under the age of 18, read on! Each year, the National Wills Register releases a report, having conducted research during September, into how many of the population have a Will,

A letter of wishes is a document that accompanies your Will, it is separate to your Will and provides guidance to the people who are dealing with your estate after you have passed away.| When I meet with clients, I am so aware of their concerns about writing a Will,